Reference

Our Legal Terms for Indonesian Accounts

nagasaon operates under a defined legal framework so you know exactly what governs your account, your data, and every transaction you make through DANA, OVO, GoPay, or QRIS.

Jurisdiction-Aware PolicyDANA & OVO CoveredGoPay & QRIS RecognisedAccount Data Protection24-Hour Legal Contact
nagasaon Our Legal Terms for Indonesian Accounts
LEGAL CONTACT PATHS

How to Reach Our Legal and Compliance Desk

If you have a legal query — a data access request, a dispute about a QRIS transaction, or a question about how Indonesian regulations affect your…

Live Chat (In-Account) Open your account dashboard, tap the chat icon in the bottom-right corner, and select…
Email: [email protected] Send formal requests — data access, account closure, or dispute escalation — to our…
Support Desk (General Legal Queries) For non-urgent questions about terms, cookies, or payment policy, our general support desk handles…
ACCOUNT SECURITY DETAIL

Inside nagasaon: Data, Cookies, and Account Protection

We handle your personal and financial data with defined retention schedules and clear access rights.

Cookie Policy

We use session cookies for login continuity and analytics cookies to measure page performance. You can withdraw cookie consent at any time via the Privacy Settings link in your account footer — changes take effect within 24 hours.

Data Retention Schedule

Account registration data is held for the duration of your active account plus 12 months post-closure. Transaction logs — including DANA and OVO payment records — are retained for 90 days on a rolling basis and can be exported on request.

Account Security Practices

We apply two-factor authentication at login and flag unusual IP access automatically. Any attempt to change your linked DANA, OVO, or GoPay wallet requires email confirmation plus a six-digit verification code sent to your registered mobile number.

Your Right to Access and Correct Data

You may request a full copy of the data we hold on your account at any time by emailing [email protected]. Corrections to inaccurate personal data are processed within five business days of a verified request.

Requesting Account Closure

Account closure requests must be submitted in writing to our legal email. We process closures within three business days, settle any pending QRIS or GoPay withdrawals first, then permanently anonymise your personal identifiers per our data policy.

Dispute and Escalation Path

If an in-platform resolution does not satisfy your legal concern, you may escalate formally via email with your case reference number. We respond to escalations within seven business days and document every step of the resolution process for your records.

Your Legal Questions, Answered Directly

These are the questions we receive most often from Indonesian account holders about their rights, our data practices, and how our legal terms interact with local payment methods like DANA, OVO, GoPay, and QRIS.

Yes. Access to specific features and services depends on local law. We recommend you verify which activities are permitted in your region before opening an account, as eligibility is always subject to Indonesian regulations in force at the time.

Email [email protected] with the subject line 'Data Access Request' and your registered account email. We acknowledge within one business day and deliver your data export within five business days of identity verification.

Yes. QRIS refund claims must be submitted within 14 calendar days of the transaction date. GoPay dispute windows follow the same 14-day rule. Contact our support desk with your transaction reference and we open a case immediately.

Transaction logs linked to DANA and OVO payments are retained for 90 days after account closure on a rolling schedule. You can request an export of those records before closure via the legal email address provided on this page.

We send a notification to your registered email address at least seven days before any material change takes effect. The updated terms are also published on this page with a revision date so you can compare them against the previous version.

Send a correction request to [email protected], including your account ID and the specific field that needs updating. We process verified corrections within five business days and confirm the change by email once it is applied.

We share data only with payment processors — including DANA, OVO, GoPay, and QRIS providers — strictly to complete your transactions. We do not sell personal data to advertisers or unrelated third parties under any circumstance covered by these terms.